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About Us
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MacManus Asset Finance Ltd is a leading independent commercial and asset finance brokerage and is a full member of the National Association of Commercial Finance Brokers (NACFB).
From our offices in South Wales we assist businesses all over the UK in securing bespoke finance packages from over 20 of the UK’s leading and specialist finance providers.
Why Use US?
If you already know all the main UK finance providers, are familiar with their individual preferences and specialties and if you have the time, energy and inclination to explain your requirements to many finance houses yourself, then you are in a great position to ensure you will get the best deal available, and you really don’t need us.
HOWEVER, if you are in the 99.99% of business that are more interested in doing what they do best – concentrating on their core business activity – then MacManus Asset Finance is a partner you want on your side.
Our business is to use our contacts, skills, experience and negotiating power to access outstanding finance facilities and to deliver tailored and competitive rates and terms for our clients.
Working with us you won’t need to explain repeatedly to dozens of finance providers about your business and what you want to achieve. We are skilled in quickly getting to the core issues and to the heart of finding out what you need. We then go to work on your behalf and use our market contacts to find you the best deal.
As independents we are not bound to provide the services of any one finance house. Many finance companies can only be accessed via brokers like ourselves, and all funders prefer dealing with brokers that are members of the NACFB.
But aren’t you more expensive than dealing direct?
The simple answer is NO, and there are three very good reasons:
- The finance market has seen huge changes in the last decade with finance companies moving away from operating a direct sales force preferring instead to deal via brokers on purely cost saving grounds. Think about it, when you deal directly with a finance company’s local rep the cost of the deal you do has to pay for the rep’s wages, their company car, their pension, their office, their admin department, their admin staff…. We could go on, and of course they can only offer their own products. When finance companies deal with brokers they have virtually no overhead cost as they simply pay the broker for the deals they accept, and can often make more profit whilst offering a lower interest rate.
- Secondly we rarely need to charge our clients any fees for our service. We are paid by the finance houses when business is placed with them. In particularly large or complex cases we may need to request a commitment fee before undertaking our work however this will always be clearly explained in advance and will be fair and reflective of the work involved. Importantly though, our initial discussions are always free.
- Finally, dealing direct with finance houses is becoming an increasingly limited option as sales forces continue to disappear and new specialist funders enter the market. Many funders now only accept proposals from finance brokers and unless you work with a broker you are unlikely ever to know they exist, let alone be able to secure funding with them.
The bottom line is this. It is no more expensive to deal with an expert finance broker than it is to deal direct, and with all the time saving, funding options and skills we can offer you the question should really be – why would you want to deal direct?
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MacManus Asset Finance Ltd is a company registered in England.
Company registration number 5785432.
Registered Office: 66 Drum Tower View, Castell Maen, Caerphilly,
CF83 2XW
Consumer `Credit Licence Number: 591425
MacManus Asset Finance Ltd is a full member of the National
Association of Commercial Finance Brokers - www.nacfb.org
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